My Nokia 5800 Xpress Music

 Island of Gibraltar photo taken using my Nokia 5800 XpressMusic. This is not a new model actually, I used already more than a year and my Nokia 5800 XpressMusic is still in good working condition and it has a wide feature compare to other brand of mobile phone. Why buy a new one, Right? It is only a waste of money. I love my Nokia 5800 XpressMusic. Luckily, if my connecting flight in Heathrow, guess what? How about to buy a headphone made by BOSE to connect in my Nokia 5800 XpressMusic. Wow! Going home is fast approaching and I will see my family again.

How to fight fire on ship

                                 Fire drill at Gibraltar Bay

SOLAS regulation regular emergency drill on board must be carried out.

Flag administration require every 15 days to conduct emergency drill on board the ship depends on which flag your ship is flying in order for officer's and crew familiarized their  firefighting equipments. Fire hoses,  fire extinguishers and fire pumps are some of the fire fighting equipments on board.
In order to avoid damage to property, life and especially the environment many regulation and code were created.
Being a Seafarer is not only for earning dollar or euro but we must take care also for our safety.  We must be motivated and willing to learn in every aspect it maybe a video training or safety seminar. I observed, there are times when we conduct drill the rest hours is also affected and resulted for fatigue. But we must follow regulations what the governing body imposed. To my brother in profession let us take care also  our health because there's a saying "Health is Wealth". We cannot deny nowadays pre-employment medical check-up is getting more stiff. And let us find another source of income not only working abroad but to earn while staying with our loved ones. If there is a will, there is a way. Have a smooth voyage to all Seafarers.

Seafarer / OFW on board Storage Tanker

This is the ship I'm working on board as Seafarer / OFW.  M/T Vemabaltic is a storage tanker of 107,544.2 metric tons dead weight anchored here in the Gibraltar bay supplying fuel oil to vessels of various kind.
Gibraltar is one of historical and most visited island here in the Southwestern tip of Europe. For shipping company specialized in fuel oil supply, Gibraltar bay is a good location because shipping from east to west passing Gibraltar strait that connects the Atlantic Ocean to the Mediterranean. The safest and economical location for transferring various products worldwide.
What a good opportunity to work on board the storage tanker. Working with mixed national is quite challenging but we work as team.  Bunkering operation is a risky work but if you are equipped with proper training and experience the bunkering operation run smoothly and all safety aspect must be imposed.
Six months is passed and I'm waiting for my reliever to come to replace me.  Well, going home is the most happiest moments for every Seafarer / OFW. Thanking God I finished my contract with good health to see once again my family.

How To Make Money in Real Estate

                                                                      Photo by:http://www.flickr.com/photos/36613169@N00/

 Is it really possible to make money in Real Estate? The answer is a big "YES"! In Philippines alone it is very clear mostly agricultural land before are converted to a residential area. Example, in Negros Occidental Province from Barangay Bata, Bacolod City heading north you can see the previous sugarcane plantation are now converted to a huge subdivision. There are real estate properties foreclosed by banks. There are Home owners who are motivated to sell their house in many reasons.  The big question for us as  OFW is how to make this opportunity to turn into  profit  in order for us to earn passive income and to maintain positive cash flow.
Let me remind you our life as OFW. The moment we left our family can you imagine the feeling seeing  them in tears to be left behind  having a one year or two year contract? Whew! You are lucky if you are in a harmonious working environment and with constant communication with your loved ones. Communication is vital to our relationship, right? The moment we received our hard earned money we are very pleased to send extra allotments to our family to provide them good living, education, appliances, balikbayan box, etc. etc. 
What if all OFW have a mindset of a businessman and an investor instead, of buying new model i-phone, new model Nokia cellphones, Mac apple computers and many more you name it  summing up  can be a down payment for a house and lot to be rented or to be sell. Sure! there will be no more OFW to work  far from home and love ones. You see friends it is just a matter of Desire, Faith, Imagination, Planning and Action.
One thing more, how many OFW have the initiative to give their children while young their savings account? There are banks in Philippines example is Banco De Oro they have Junior saver as low as Php500.00 you can open account to your child. So that when they become matured or shall I say when they turned 18 years old they have amount to be used as start for their adult life whether to use start a business or for their education.
I'm sharing this because for me it is beneficial. There are seminars about financial management but it cost too much for us. But here, let us share and help one another. Although, I am not financial expert but I read it in a book and I observed it from the successful people. Well friends, so much for now. Until next post. I'm happy if you leave your comments. Friends, let's make money in Real Estate.

Why Get Real Estate Investment Seminar

                                                        Photo by: http://www.flickr.com/photos/

The answer is"Why not". Being well trained in Real Estate is a must because we are dealing here with a huge amount of money. If we are not well trained. Well, you are like a soldier not ready to go in a battle.
The main reason why we should undergo this kind of seminar in Real Estate is to open our mind to the opportunities in every corner of our country. We can find cheap houses that we can use as investment properties.  These houses are selling at bargain prices because their owners are motivated to sell them. These owners are often under some sort of financial problem and the only way out they see is the sale of their home. If you had the right real estate investment training, you will be able to covert these opportunities into profit.
There are lots of real Estate Investor who are now turn as a Mentor and willing to share their experience.
Especially, today we can find information regarding Real estate investment on books in every bookstore and also in Internet. To my fellow OFW this is our turning point. Only to put into action and soon we can achieve our goal for financial freedom. I will share to you my favorite quote: "Whatever your mind can conceive and believe it can achieve." -Napoleon Hill

My Inspiration

Project of my 7 year old daughter on her Uncle Notnot Mac Apple computer.

OFW on Internet Marketing + Real Estate Investing

Hello to all my fellow OFW! Hope everything is going well with God's grace and blessings. Before, I only mention my fellow Seafarers and I think it is better to mention everyone. It came to my mind what if Internet Marketing and Real Estate Investing will be put together? Buying foreclosed property as core business and market it through the Internet. What will be the result?


I'm sharing this to all OFW because I don't want to go on top alone, I want everybody to be on top. Successful, happy, healthy and wealthy together living with our family especially if you have small children to be hug, kiss and play with. You may ask me what it takes to be rich? For me being rich is not only having lots of money. You may be rich in love to your fellow men, your children, your elders, your friends and most of all rich in God's blessing. If you are living comfortable you are already rich. It must be financially and spiritually. There is a saying "If others can do, why cant we?"


Financially free OFW, free of bad debt and positive cashflow is my goal now and to earn passively while on vacation. But how? My answer is FINANCIAL LITERACY. By joining seminars like Internet ( 14 hrs hands on ) Marketing Workshop to be conducted by Mr. Jomar Hilario on June 25-26 at Cubao.
This coming May 15, 2010 have Think Rich Pinoy Wealth Seminar. The speaker is the author of Think Rich Pinoy Book Mr. Larry Gamboa. To all OFW like to be financially free. I suggest to attend these coming events.


Let us share one another our little knowledge regarding this topic. I am also a newbie in this field. Please feel free to leave a comments . Let us help one another towards financial freedom.